Is this possible

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Is this possible

My french mortgage is 138K euro but I have received notification from my French mortgage company via the annual statement that my 'capital restant' is now 142K. i.e. considering what the amortization should be I am now 8K worse off. Of course I will contact the lender but I would be interested in your views/advice.

if you took out a Franchise De Capital it may be possible

???

Anthony